Investment Philosophy

Financial clarity is a cornerstone of our financial planning processes. Whether you’re accumulating savings while raising a family, or on the cusp of retirement with an empty nest, LS Wealth seeks to guide you in the short and long term. We achieve this by helping you first to fully understand your goals and desired retirement lifestyle. Then, we create a custom, tailored financial plan designed specifically with your needs in mind. We then execute that plan with an investment portfolio engineered to minimize risks and maximize returns. As an independently owned firm, we exclusively select investments with your best interests in mind. We do not owe any allegiance to any brokerage firms or specific types of investment vehicle – our only loyalty is to our clients.

Our priority is to protect what you’ve spent a lifetime accumulating — your wealth. No two client situations are the same. We develop and implement tailor-made strategies suited for individual investment goals and risk tolerance. Many of our strategies employ sophisticated approaches that aren’t available to retail investors. These approaches were developed to grow and protect your wealth while providing a steady and reliable income you need in retirement.

The investment landscape has changed in recent decades. The buy-and-hold mentality of the 1980s and 1990s is really no strategy at all because it leaves your wealth vulnerable to a devastating decline in the stock market. That’s why LS Wealth Management℠ uses tactical approaches to monitor the market. When these tactical indicators signal a market decline, we move your assets into a risk-off position to protect them from stock market losses. When these tactical indicators signal that the market is moving up, we move into a risk-on posture so that you can benefit from bull market movements. Portfolio segmentation, one of our many strategies, seeks to actively manage volatility while providing for consistent income needs.
 

Our Strategies

Diversification

Our approach is based on a variety of techniques designed to help minimize downside risk while providing competitive returns. Each strategy has its own methodology and rules. Because they are also uncorrelated, they provide true diversification, taking risk-managed investing to an even higher level. Diversification across multiple risk-controlled strategies supports our primary goal of avoiding large-scale losses. We seek to manage wealth for both performance and protection.

Risk-Management

We utilize strategies emphasizing low correlation to broader volatile market activity. Our multi-faceted approach, designed to avoid large drawdowns, employs hedged equity with the use of protective options. These tactical strategies, which dynamically adjust to market conditions, are utilized along with multiple other sophisticated techniques.

DON’T CONFUSE ‘PERCENTAGE’ RETURNS WITH DOLLAR RETURNS. WE ARE TAUGHT TO FOCUS ON ANNUALIZED PERCENTAGE RETURNS, AND TO CHASE RETURNS AS WELL AS ‘WAIT, IT WILL BOUNCE BACK.’”

These are critical mistakes investors make all too often. They divert investors from the ultimate long-term goal, which is cumulative dollar returns. An over-focus on percentage return performance can blind investors to market volatility and downturns. This makes it more difficult to see how long-term declines erode a portfolio’s capacity for compounded growth.

Schedule a Complementary Consultation with Our Financial Professionals